General Liability Insurance: A Must-Have for Utah Small Businesses

Small business store front

When you’re running a small business in Utah, you’re focused on serving customers, managing operations, and growing your company. Insurance might not be at the top of your priority list, but one type of coverage deserves your immediate attention: general liability insurance. General liability insurance (sometimes called commercial general liability or CGL) is often the … Read more

Top 10 Home Insurance Claims (and How to Avoid Them)

house exterior

Understanding the most common home insurance claims can help you protect your property and potentially avoid filing claims that could increase your premiums. While home insurance provides essential financial protection when the unexpected happens, prevention is always better—and less expensive—than dealing with damage after the fact. Based on insurance industry data and our experience working … Read more

Back-to-School Driving: Insurance Tips for Parents with Teen Drivers

teen drive with parent

The back-to-school season brings excitement, new schedules, and for many Utah families, a new teen driver on the road. Whether your teenager just earned their learner’s permit or is driving independently to school this year, adding a young driver to your auto insurance policy is a significant step that comes with important considerations. Teen drivers … Read more

Full Coverage vs. Liability Only: Which Is Right for Utah Drivers?

Auto Insurance Full Coverage vs Liability

When you’re shopping for auto insurance in Utah, one of the biggest decisions you’ll face is whether to purchase full coverage or stick with liability-only insurance. It’s a choice that can significantly impact both your monthly budget and your financial protection on the road. The answer isn’t the same for everyone. Your decision should depend … Read more