Protecting Your 4-Plex or Rental Property in Salt Lake City: What Coverage Do You Need?

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Investing in multi-family rental property in Salt Lake City can be an excellent wealth-building strategy. Whether you own a duplex, triplex, or 4-plex, these properties offer multiple income streams and often better returns than single-family rentals. However, they also come with unique insurance needs that differ from both single-family rentals and larger apartment buildings. Understanding … Read more

Landlord Insurance vs. Homeowners Insurance: What’s the Difference?

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house key

If you’re renting out a property in Utah—whether it’s a single-family home, a condo, or a unit in a multi-family building—one of the most critical mistakes you can make is assuming your standard homeowners insurance will protect you. It won’t. Homeowners insurance and landlord insurance (also called rental property insurance or dwelling fire insurance) are … Read more

Do You Need Umbrella Insurance in Utah? A Simple Guide

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Umbrellas

Umbrella insurance is one of those insurance products many people have heard of but don’t fully understand. Some dismiss it as something only wealthy people need, while others aren’t sure what it actually covers. The truth is that umbrella insurance provides valuable protection for far more people than realize it—and it’s surprisingly affordable. If you … Read more

Insurance Checklist for Starting a New Business in Utah

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open for business sign

Starting a new business in Utah is exciting—and comes with numerous decisions, tasks, and responsibilities. Among the many items on your startup checklist, obtaining proper business insurance is one of the most important steps you’ll take to protect your new venture. Many new business owners either delay getting insurance, purchase inadequate coverage, or don’t fully … Read more

Certificates of Insurance Explained: What Business Owners Need to Know

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Reviewing Documents

If you own a business in Utah, you’ve likely encountered requests for a “certificate of insurance” or COI. Whether you’re bidding on a contract, signing a lease, or working with a new client, certificates of insurance are a routine part of business operations. Yet many business owners don’t fully understand what they are, why they’re … Read more

Winter Driving in Utah: Insurance Tips to Stay Protected

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Car on winter road

Winter in Utah brings some of the most challenging driving conditions in the country. From sudden snowstorms along I-15 to icy mountain passes and fog in the valleys, Utah’s winter roads demand respect, preparation, and proper insurance coverage. Whether you’re a longtime resident or new to Utah winters, understanding how to protect yourself both on … Read more

Fall Home Maintenance Checklist: Protect Your Investment Before Winter

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Leaves in rain gutter

Fall in Utah brings cooler temperatures, changing leaves, and the certain knowledge that winter is coming. Before the snow flies and temperatures drop, taking time for essential home maintenance can prevent costly damage, keep your family safe and comfortable, and potentially prevent insurance claims down the road. Many home insurance claims stem from preventable maintenance … Read more

Why Every Landlord in Utah Should Consider Landlord Insurance

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rental property

If you own rental property in Utah—whether it’s a single-family home, a duplex, or a multi-unit building—standard homeowners insurance won’t adequately protect your investment. Landlord insurance (also called rental property insurance or dwelling fire insurance) is specifically designed to cover the unique risks property owners face when renting to tenants. Many first-time landlords don’t realize … Read more

New to Utah? What You Need to Know About Auto & Home Insurance

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Welcome to Utah

Welcome to Utah! Whether you’ve relocated for work, family, or the incredible outdoor recreation, you’re joining a growing number of people who’ve chosen to make Utah home. As you settle into your new state, updating your insurance coverage should be high on your priority list. Utah’s insurance requirements and market conditions differ from other states, … Read more

Utah Earthquakes & Insurance: Do You Need Extra Coverage?

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wasatch front

Living in Utah means enjoying beautiful mountain views, four distinct seasons, and easy access to outdoor recreation. It also means living in an active seismic zone that many residents don’t fully appreciate. The Wasatch Fault runs through some of the most densely populated areas of Utah, making earthquake preparedness—including insurance coverage—an important consideration for homeowners. … Read more